The Budget-Conscious Way To Stay Up To Date With The Latest MacBook Tech

Get the MacBook you need today and pay for it over time, with the option to upgrade to a new model after 24 payments.

Written by Una LaMarche

If you can’t live without the latest MacBook tech and are looking for a smart, affordable way to access it, GatorTec teamed up with Upgraded and Citizens Pay to create a sustainable upgrade program with you in mind.

GatorTec has partnered with Upgraded and Citizens Pay to offer a program that lets you get the MacBook Air or MacBook Pro you need now, pay for it over time at a low monthly rate, and upgrade to a newer model every other year. Here’s what we love about it:

Upgraded Takes Inflation Out Of The Equation

Rising costs can cause us to delay upgrading or buying new tech, even when our day-to-day lives depend on the faster processing speeds, sleeker designs, and new incredible features the latest MacBook can provide. With GatorTec powered by Upgraded and Citizens Pay, you’ll get a fixed monthly payment for 36 months, with an option to upgrade every two years at an affordable price.

It takes about a minute to check your eligibility for Upgraded, and if approved, you can order your new MacBook Pro or MacBook Air (as in, today). Your first payment is the same affordable monthly rate you’ll pay the whole time, from 0% APR based on creditworthiness.*

Every-Other-Year Upgrades Mean You Always Own The Latest MacBook

After 24 months of payments, Upgraded will send you a reminder that it’s time to upgrade at GatorTec. Then you just order your new MacBook, transfer your data, and send your old MacBook back within a week. Upgradedwill perform a military-grade wipe of your data and then refurbish the device so it can go on to live a new life. Boom — you’re upgraded.

If you decide not to upgrade, you’ll have the option to keep your MacBook and continue making your same payment for the full 36 months until it’s yours, or simply turn it in. Pretty sweet.

You Get More Than Just The Latest MacBook

As careful as you are with your favorite tech, accidents happen. GatorTec has you covered, with three years of AppleCare+ coverage included in the Upgraded program. Coverage provides accidental damage protection as well as software support and 24/7 priority access to Apple experts by chat or phone, offering peace of mind for people who rely on their MacBook for everything from family photo editing to heavy work projects.

The Line of Credit is Backed by A Trusted Lender

Citizens Pay combines the stability of a bank with the agility of a fintech, resulting in a reliable consumer partner committed to responsible lending and spending practices. Once you apply for Upgraded, Citizens Pay will let you know if you’re prequalified for a Citizens Pay Line of Credit, including the amount you’re prequalified for and what the monthly payment would be for the specific MacBook you want. In short, it’s easy and transparent.

Check out GatorTec powered by Upgraded and Citizens Pay today to find out if you qualify. You could be reading Inverse on your new MacBook in a matter of days.*

*Promotional APR Based on Credit: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $900 to open an account. Taxes and shipping may vary. Estimated monthly payment and estimated total payment amount based on a 0% APR. Promotional offers are based on creditworthiness and range from 0% APR - 29.99% APR from the date an eligible purchase is posted to your account until paid in full. At checkout, monthly payment and total finance charges exclude tax and are estimates and as such may vary from the actual monthly payment and finance charges that will be shown on your Citizens Pay Line of Credit statement. Limited time offer. Other eligible products and services charged to your account will affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.

Upgrade: Upgrade options for the next generation device vary by product and are disclosed in your Upgraded Program details. AppleCare+ must be purchased with your device to be eligible for upgrade options. Devices purchased without AppleCare+ will not be eligible for upgrades. If the applicable Upgraded Program made available by Upgraded permits, you may satisfy a portion of the remaining balance on your Citizens Pay Line of Credit by turning in the specified device to Upgraded and completing an upgrade for an eligible device after making the minimum number of required payments. The condition of the returned device and your eligibility for upgrade options will be determined solely by Upgraded and subject to available credit on your Line of Credit. If Upgraded determines that you are eligible for an upgrade then Upgraded will make a single payment on your Line of Credit in an amount that is equal to all remaining payments on the initial purchase on your Line of Credit, minus any deductions by Upgraded that are based on the condition of the eligible device, as disclosed to you by Upgraded. After Upgraded makes that payment, your account will be credited the amount of the payment and you are responsible for paying any other remaining balance on your Line of Credit. Citizens Pay has no involvement in or responsibility for assessing the condition of a device, your eligibility for an upgrade, determination or application of Upgraded’s upgrade policies, or the amount of the payment made by Upgraded, and any dispute related to any aspect of upgrade will be directed to Upgraded. See Upgrade Terms at, which are subject to change.

Related Tags